What a house you are not in actually costs
The 6 items of the year, which ones the law fixes and which ones you negotiate. And why the waste fee jumped everywhere in 2025.
The questions owners really ask us, treated the way we treat everything else: checked and dated figures, Spanish law cited article by article, and no dodging.
The 6 items of the year, which ones the law fixes and which ones you negotiate. And why the waste fee jumped everywhere in 2025.
Neither cédula nor licence: a responsible declaration effective the day it is filed. The only 2 documents that can be required, and the 4 situations that force one.
The Entry/Exit System has been operational since 10 April 2026. Who it applies to, how the rolling window is counted, and where ETIAS stands.
Transfer tax at 9 % since 1 June 2026, notary and registry scales worked out, and the 3 % withholding the buyer has to pay over.
The 13 rates taken from the ministry register, with the cadastral revaluation year beside each one. And why the empty home surcharge does not apply to you.
17 policies opened and quoted. None requires inspections, but 7 require a dated act, from 48 hours to 60 days of absence.
A number, not a residence permit. A 9.84 € fee, a 5 day legal deadline, and it never expires. The governing text changed in May 2025.
2 % of the cadastral value, 19 % or 24 % depending on your country, and a calendar that changed in June 2026. Spain will send you nothing.
Key holding from €70 to €699 a year, full care from €95 to €590 a month: the prices we checked on the Costa Blanca, and what each range really covers.
The 7 days Spanish law allows, the dated evidence, the liability: what separates a helpful neighbour from a company on the day there is water on the floor.
10 steps before mid-September, the 7 days that count after the episode, and the role of the Consorcio when a flood is declared extraordinary.
More guides are coming, in the order owners actually ask: winter damp and shutting the house down, the pool off season, the tourist rental licence, and what Spanish insurers require of an empty house.
